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Debt Consolidation > Spokane Federal Credit Union

Struggling with multiple payments? 

Consolidate your debt and save 

If you have multiple loans and credit cards with balances, debt consolidation may be a good option for you. At Spokane Federal, we have great loan options to help you get control of your debt and Loan Advocates to walk you through the process. 

Rates are as low as 9.50% APR*!


*Annual Percentage Rate, may vary based on approved credit, fixed rates range from 9.50% APR to 18% APR. Other rates and terms are available.

What is debt consolidation? 

Debt consolidation is the process of refinancing multiple loans and/or credit cards into one monthly payment to hopefully lower your interest rate and the total amount you have to repay. 

How will I benefit from debt consolidation?

Consolidating your various loans and credit cards into one monthly payment may help you:

  • Improve your monthly cash flow
  • Lower the total amount you have to repay on your debt
  • Reduce your interest rate
  • Reduce stress by offering you one easy to manage monthly payment

Why Spokane Federal?

Our advocates can give you expert advice about what strategy would be best for consolidating your debt. Your situation is unique and your consolidation strategy will be catered to your needs.

Contact us to get your questions answered and to start the debt consolidation process today!

Get started thinking about your budget today with our simple worksheets: 

Jon Maroni - Certified Financial Coach
"Ready to help you crush your financial future!" 
Phone: 509-323-1317
Email: jonm@spokanefederal.com

Stay Connected

Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.

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Routing Number: 325182629