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Youth Accounts > Spokane Federal Credit Union

Youth Accounts

Ages 11 & under

Make saving fun and visual for your kiddos! With a youth savings account with Canopy Credit Union, we'll provide exciting rewards and interactive learning opportunities for your kids to understand the concepts of saving and the value of money. Your youth have access to all of the following options: 

  • Prizes when they visit the credit union 
  • Canopy swag 
  • Activity book and crayons
  • Extra toys 
  • Free coin counting 

Email member service to open an account for your kiddo today! 


Members under 18 must have an adult joint on the account.

Kid's Corner

Tips & tricks to help kids learn about the value & importance of money. 

Don't use money as a carrot and stick.

Be consistent in the ways you allocate and manage allowance money. Let your kids know you're not paying them to perform, do chores, achieve good grades in school or go to bed on time - but to help prepare them for a world where the way money is used can be very important in achieving happiness and success.  

Learn to shop and spend wisely.

We've all had to learn how to find the best prices for things and regulate our impulses to buy shiny new toys. Teach your kids to compare prices, features, and quality before deciding what to buy. As children mature and their income rises, make them responsible for some of their own expenses - school clothes, car insurance, and gas - whatever makes sense for them - it's a quick way for young adults to get a feel for managing their own resources.

Make Saving Fun & Easy.

 Start out with a small goal. Save a regular amount every week for a fixed length of time - a few weeks is short enough to keep the kids interested. Be sure you save enough to pay for something they'll want and enjoy and perhaps offer to match what they save so that you're a part of the effort too.

Teach Generosity.

Encourage kids to learn that financial resources can be a powerful tool to help solve problems. It can help people and can improve our community.  It is a great way to encourage their growth and development as good citizens and productive, responsible members of our community.

Money Games

Learning about money can be fun and educational!

Hit the Road and try out your budgeting skills with NCUA's money game below!

Check out some of the great games we found from DoughMain - a website dedicated to helping educate kiddos about money.

Raining Money



 Peter Pig's $$ Counter



I Rule Money

Answers to questions your teen(s) may have about money so they can RULE their own financial futures.


 Exact Change



Sand Dollar City

Introduce your kids ages 8 to 12 how to sink or swim in the financial world.  (Parents: you will need to create a user name and password for this fun game.)

These games have kindly been provided by DoughMain.com - the best free way to organize your family...and teach them about money, too!  Check them out! 


Real life lessons from a credit union mom

Our Momcent's Mom, Krista, has three kids ranging from 7 to 13. She shares her experiences being a mom (the good and the bad) along with how she teaches her kids about money. You can find all of her blog posts below!


Stay Connected

Spokane Federal is more than just your credit union, we're part of your community. Let us help connect you with your community.

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Routing Number: 325182629